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Mortgage financing above conforming loan limits for luxury homes and high-value properties. Competitive rates, flexible terms, and personalized service across Texas and Arkansas.
A jumbo loan is a mortgage that exceeds the conforming loan limits established by the Federal Housing Finance Agency (FHFA). For 2026, the standard limit is $766,550 for most areas. If you are purchasing a home that requires a larger loan amount, a jumbo mortgage provides the financing you need with competitive rates and flexible terms in Texas and Arkansas.
Borrow above the conforming loan limit of $766,550 (2026) to finance luxury homes, large properties, and high-cost real estate markets.
Jumbo rates are often comparable to conforming loans for well-qualified borrowers. Strong credit and financials can unlock excellent pricing.
Many jumbo loan programs do not require private mortgage insurance, even with less than 20% down - saving you hundreds per month.
Choose from 15-year, 20-year, or 30-year fixed-rate options, as well as adjustable-rate mortgages (ARMs) for additional flexibility.
Jennifer reviews your credit, income, assets, and reserves to determine your jumbo loan eligibility and maximum purchasing power.
Once you find your home, we lock in your interest rate to protect you from market fluctuations during the closing process.
Your application goes through underwriting while the property is appraised. Jennifer keeps you informed at every step.
Sign your closing documents, receive your keys, and enjoy your new home.
Ready to finance your dream home? Jennifer will help you navigate the jumbo loan process and find the best rates for your situation. Spanish translators available.
