Home Affordability Calculator

Enter your income, debts, and down payment to estimate the maximum home price you can afford.

Annual Gross Income

Monthly Debt Payments

Car loans, credit cards, student loans, etc.

Down Payment

Interest Rate (%)

Loan Term

Max Debt-to-Income Ratio (%)

Most lenders cap at 43-50%

You Can Afford Up To

$299,947

Maximum Loan Amount$269,947

Your Down Payment$30,000

Max Monthly Housing Payment$2,188

Monthly Gross Income$6,250

This is an estimate. Includes allowances for property taxes and insurance. Actual affordability depends on credit score, loan program, and other factors.

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Now that you know your budget, take the next step. Get pre-qualified to show sellers you are a serious buyer.

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